![]() Aanerud Appraisal Service is available for your FHA appraisalsThe FHA publishes a list of approved appraisers for each state - Aanerud Appraisal Service is on the roster of approved appraisers for WY. If you have an FHA-mortgage, be sure to call Aanerud Appraisal Service, as we are approved and qualified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Aanerud Appraisal Service is well-trained on how to follow the rules and regulations provided. Be sure to contact Aanerud Appraisal Service if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is insured by them. The lending company takes care of all the money in the loan; the FHA simply backs the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Accessible to all homebuyers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly beneficial to those homebuyers with less accessible starting capital. |